Can I Draw On My Ex Husband's Social Security

Ex-Spouse Benefits And How They Bear on You

February xv, 2022 • By

Concluding Updated: February 15, 2022

two women and child smiling Just like during tax flavor, information technology'southward proficient to have all the information you need early so you can fix and become whatever money you are due.

If you are age 62, unmarried, and divorced from someone entitled to Social Security retirement or disability benefits, you may exist eligible to receive benefits based on his or her tape. To be eligible, you must have been married to your ex-spouse for 10 years or more. If you take since remarried, yous tin't collect benefits on your former spouse's tape unless your after marriage concluded by annulment, divorce, or death. Also, if y'all're entitled to benefits on your own record, your benefit corporeality must be less than you would receive based on your ex-spouse's work. In other words, we'll pay the higher of the two benefits for which y'all're eligible, but not both.

You can utilize for benefits on your sometime spouse'due south tape even if he or she hasn't retired, as long equally yous divorced at least two years earlier applying. If, nevertheless, you lot decide to wait until total retirement historic period to apply every bit a divorced spouse, your do good will exist equal to half of your ex-spouse's total retirement corporeality or disability benefit. The same rules apply for a deceased former spouse.

The amount of benefits you become has no consequence on the benefits of your ex-spouse and his or her electric current spouse. Visit Retirement Planner: If You Are Divorced to observe all the eligibility requirements you lot must meet to utilise as a divorced spouse. Our benefits planner gives you an idea of your monthly benefit amount. If your ex-spouse died after you divorced, you may still quality for widow's benefits. You'll find data about that in a note at the bottom of the website.

Visit Retirement Planner: If You Are Divorced today to acquire whether you're eligible for benefits on your ex-spouse'due south tape. That could mean a considerable amount of monthly income. What you lot learn may bring a smile to your face up … even on tax day!

See Comments